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TransDomo,LLC
Flavia & Klaus Westerwelle
Real Estate Consulting
Agent Referral Center
155 Augusta National Ct
Kiawah Island, South Carolina 29455
U.S.A.

Direct: USA-240-813-8472
Email: »Email

Sprachen: English, German


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Lizensierte Immobilienmakler im Staat South Carolina, USA - seit 2005


Bitte rufen Sie uns an oder senden Sie uns ein »Email wenn Sie daran denken in den USA eine Immobillie zu kaufen oder verkaufen..


Hinweis:
Ab und zu müssen wir feststellen, dass E-mails nicht bei uns eintreffen. Wir beantworten unsere E-mails immer innerhalb von 48 Stunden. Sollten Sie in diesem Zeitraum
keine Antwort von uns erhalten, möchten wir Sie bitten uns Ihr E-mail nochmals zuzusenden oder uns anzurufen. Herzlichen Dank !
Ihre Immobilienmakler in den USA


Immobilien Glossar


A B C D E F G H I J K L M N O P Q R S T U V W X Y Z


-F-


coming soon in German

Fair Credit Reporting Act
A consumer protection law that regulates the disclosure of consumer credit reports by consumer/credit reporting agencies and establishes procedures for correcting mistakes on one's credit record.

fair market value
The highest price that a buyer, willing but not compelled to buy, would pay, and the lowest a seller, willing but not compelled to sell, would accept.

Fannie Mae
Fannie Mae is a New York Stock Exchange company and the largest non-bank financial services company in the world. It operates pursuant to a federal charter and is the nation's largest source of financing for home mortgages. Over the past 30 years, Fannie Mae has provided nearly $2.5 trillion of mortgage financing for over 30 million families.

Fannie Mae's Community Home Buyer's ProgramSM
An income-based community lending model, under which mortgage insurers and Fannie Mae offer flexible underwriting guidelines to increase a low- or moderate-income family's buying power and to decrease the total amount of cash needed to purchase a home. Borrowers who participate in this model are required to attend pre-purchase home-buyer education sessions.

Fannie 97
A financing option for a fixed-rate mortgage that offers home buyers a 3 percent down payment loan with either a 25- or 30-year term. The mortgage features a loan-to-value (LTV) percentage of 97 percent, and is designed to expand homeownership opportunities for people with modest incomes. Borrowers must take a pre-purchase home-buyer education session to qualify for a Fannie 97 mortgage.

Federal Housing Administration (FHA)
An agency of the U.S. Department of Housing and Urban Development (HUD). Its main activity is the insuring of residential mortgage loans made by private lenders. The FHA sets standards for construction and underwriting but does not lend money or plan or construct housing.

fee simple
The greatest possible interest a person can have in real estate.

fee simple estate
An unconditional, unlimited estate of inheritance that represents the greatest estate and most extensive interest in land that can be enjoyed. It is of perpetual duration. When the real estate is in a condominium project, the unit owner is the exclusive owner only of the air space within his or her portion of the building (the unit) and is an owner in common with respect to the land and other common portions of the property.

FHA coinsured mortgage
A mortgage (under FHA Section 244) for which the Federal Housing Administration (FHA) and the originating lender share the risk of loss in the event of the mortgagor's default.

FHA mortgage
A mortgage that is insured by the Federal Housing Administration (FHA). Also known as a government mortgage.

finder's fee
A fee or commission paid to a mortgage broker for finding a mortgage loan for a prospective borrower.

firm commitment
A lender's agreement to make a loan to a specific borrower on a specific property.

first mortgage
A mortgage that is the primary lien against a property.

fixed installment
The monthly payment due on a mortgage loan. The fixed installment includes payment of both principal and interest.

fixed-rate mortgage (FRM)
A mortgage in which the interest rate does not change during the entire term of the loan.

fixture
Personal property that becomes real property when attached in a permanent manner to real estate.

flood insurance
Insurance that compensates for physical property damage resulting from flooding. It is required for properties located in federally designated flood areas.

foreclosure
The legal process by which a borrower in default under a mortgage is deprived of his or her interest in the mortgaged property. This usually involves a forced sale of the property at public auction with the proceeds of the sale being applied to the mrotgage debt.

forfeiture
The loss of money, property, rights, or privileges due to a breach of legal obligation.

401(k)/403(b)
An employer-sponsored investment plan that allows individuals to set aside tax-deferred income for retirement or emergency purposes. 401(k) plans are provided by employers that are private corporations. 403(b) plans are provided by employers that are not for profit organizations.

401(k)/403(b) loan
Some administrators of 401(k)/403(b) plans allow for loans against the monies you have accumulated in these plans -- monies must be repaid to avoid serious penalty charges.

fully amortized ARM
An adjustable-rate mortgage (ARM) with a monthly payment that is sufficient to amortize the remaining balance, at the interest accrual rate, over the amortization term.



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Nützliche Hilfmittel:

» USA Immobilien on Facebook
» USA Immobilien auf Twitter
» US Immobilien Pinterest

» Umrechnungstabellen
» USA Immobilien-Blog
» Hypothek in USA
» Hypothek Rechner
» Währungsumrechner
» Kostenlose Informationen
» Immobilien Glossar in USA
» Abkürzungen in USA
» Verbraucherlinks in USA

Allgemeine Informationen:

» USA - Informationen
» USA - Behörden
» USA - News
» USA - Immobilien Blog


Wichtig zu Wissen !

Wussten Sie, dass in den meisten Staaten der USA:
- der Makler, der eine Immobilie gelistet hat nur die alleinigen Interessen der Verkäufer vertreten darf ?
- der Immobilienkäufer ein Anrecht auf seinen eigenen Käufer-Makler hat, der nur die Interessen des Käufers vertritt ?
- die Interessen des Käufers nicht vom Immobilienmakler vertreten werden können, wenn kein schriftlicher Vertrag zwischen dem Käufer und Käufer-Makler exisitiert ?
- wenn kein schriftlicher Vertrag zwischen dem Käufer und dem eigenen Käufer-Makler exisitiert, der Käufer-Makler weiterhin die Interessen des Immobilien-Verkäufers vertreten muss?
- der Käufer-Makler für den Käufer kostenlos ist ? ( mit wenigen Ausnahmen)
- wir sie beim Kauf oder Verkauf ihrer Immobilie in den USA kostenlos unterstützen können ?
- wir ihnen ihre Fragen zu USA Immobilien gerne beantworten ?

Rufen sie uns an oder senden sie uns ein Email !