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TransDomo,LLC
Flavia & Klaus Westerwelle
Real Estate Consulting
Agent Referral Center
155 Augusta National Ct
Kiawah Island, South Carolina 29455
U.S.A.

Direct: USA-240-813-8472
Email: »Email

Sprachen: English, German


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Lizensierte Immobilienmakler im Staat South Carolina, USA - seit 2005


Bitte rufen Sie uns an oder senden Sie uns ein »Email wenn Sie daran denken in den USA eine Immobillie zu kaufen oder verkaufen..


Hinweis:
Ab und zu müssen wir feststellen, dass E-mails nicht bei uns eintreffen. Wir beantworten unsere E-mails immer innerhalb von 48 Stunden. Sollten Sie in diesem Zeitraum
keine Antwort von uns erhalten, möchten wir Sie bitten uns Ihr E-mail nochmals zuzusenden oder uns anzurufen. Herzlichen Dank !
Ihre Immobilienmakler in den USA


Immobilien Glossar


A B C D E F G H I J K L M N O P Q R S T U V W X Y Z


-H-


coming soon in German

hazard insurance
Insurance coverage that compensates for physical damage to a property from fire, wind, vandalism, or other hazards.

Home Equity Conversion Mortgage (HECM)
A special type of mortgage that enables older home owners to convert the equity they have in their homes into cash, using a variety of payment options to address their specific financial needs. Unlike traditional home equity loans, a borrower does not qualify on the basis of income but on the value of his or her home. In addition, the loan does not have to be repaid until the borrower no longer occupies the property. Sometimes called a reverse mortgage.

home equity line of credit
A mortgage loan, which is usually in a subordinate position, that allows the borrower to obtain multiple advances of the loan proceeds at his or her own discretion, up to an amount that represents a specified percentage of the borrower's equity in a property.

home inspection
A thorough inspection that evaluates the structural and mechanical condition of a property. A satisfactory home inspection is often included as a contingency by the purchaser. Contrast with appraisal.

HomeKeeperSM
Fannie Mae's adjustable-rate conventional reverse mortgage, which allows older homeowners to borrow against the value of their homes and receive the proceeds according to the payment option they select. The amount available is based on the number of borrowers and their ages and the adjusted property value. Anyone 62 years or older who either owns his or her own home free and clear or has very low mortgage debt is eligible.

homeowners' association
A nonprofit association that manages the common areas of a planned unit development (PUD) or condominium project. In a condominium project, it has no ownership interest in the common elements. In a PUD project, it holds title to the common elements.

homeowner's insurance
An insurance policy that combines personal liability insurance and hazard insurance coverage for a dwelling and its contents.

homeowner's warranty (HOW)
A type of insurance that covers repairs to specified parts of a house for a specific period of time. It is provided by the builder or property seller as a condition of the sale.

HomeStyle¨ Mortgage Loan
A mortgage that enables eligible borrowers to obtain financing to remodel, repair, and upgrade their existing homes or homes that they are purchasing. The financing takes the form of a conventional second mortgage or a Federal Housing Administration (FHA) Section 203(k) first mortgage.

housing expense ratio
The percentage of gross monthly income that goes toward paying housing expenses.

HUD median income
Median family income for a particular county or metropolitan statistical area (MSA), as estimated by the Department of Housing and Urban Development (HUD).

HUD-1 statement
A document that provides an itemized listing of the funds that are payable at closing. Items that appear on the statement include real estate commissions, loan fees, points, and initial escrow amounts. Each item on the statement is represented by a separate number within a standardized numbering system. The totals at the bottom of the HUD-1 statement define the seller's net proceeds and the buyer's net payment at closing. The blank form for the statement is published by the Department of Housing and Urban Development (HUD). The HUD-1 statement is also known as the "closing statement" or "settlement sheet."



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Nützliche Hilfmittel:

» USA Immobilien on Facebook
» USA Immobilien auf Twitter
» US Immobilien Pinterest

» Umrechnungstabellen
» USA Immobilien-Blog
» Hypothek in USA
» Hypothek Rechner
» Währungsumrechner
» Kostenlose Informationen
» Immobilien Glossar in USA
» Abkürzungen in USA
» Verbraucherlinks in USA

Allgemeine Informationen:

» USA - Informationen
» USA - Behörden
» USA - News
» USA - Immobilien Blog


Wichtig zu Wissen !

Wussten Sie, dass in den meisten Staaten der USA:
- der Makler, der eine Immobilie gelistet hat nur die alleinigen Interessen der Verkäufer vertreten darf ?
- der Immobilienkäufer ein Anrecht auf seinen eigenen Käufer-Makler hat, der nur die Interessen des Käufers vertritt ?
- die Interessen des Käufers nicht vom Immobilienmakler vertreten werden können, wenn kein schriftlicher Vertrag zwischen dem Käufer und Käufer-Makler exisitiert ?
- wenn kein schriftlicher Vertrag zwischen dem Käufer und dem eigenen Käufer-Makler exisitiert, der Käufer-Makler weiterhin die Interessen des Immobilien-Verkäufers vertreten muss?
- der Käufer-Makler für den Käufer kostenlos ist ? ( mit wenigen Ausnahmen)
- wir sie beim Kauf oder Verkauf ihrer Immobilie in den USA kostenlos unterstützen können ?
- wir ihnen ihre Fragen zu USA Immobilien gerne beantworten ?

Rufen sie uns an oder senden sie uns ein Email !