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TransDomo,LLC
Flavia & Klaus Westerwelle
Real Estate Consulting
Agent Referral Center
155 Augusta National Ct
Kiawah Island, South Carolina 29455
U.S.A.

Direct: USA-240-813-8472
Email: »Email

Sprachen: English, German


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Lizensierte Immobilienmakler im Staat South Carolina, USA - seit 2005


Bitte rufen Sie uns an oder senden Sie uns ein »Email wenn Sie daran denken in den USA eine Immobillie zu kaufen oder verkaufen..


Hinweis:
Ab und zu müssen wir feststellen, dass E-mails nicht bei uns eintreffen. Wir beantworten unsere E-mails immer innerhalb von 48 Stunden. Sollten Sie in diesem Zeitraum
keine Antwort von uns erhalten, möchten wir Sie bitten uns Ihr E-mail nochmals zuzusenden oder uns anzurufen. Herzlichen Dank !
Ihre Immobilienmakler in den USA


Immobilien Glossar


A B C D E F G H I J K L M N O P Q R S T U V W X Y Z


-M-


coming soon in German

margin
For an adjustable-rate mortgage (ARM), the amount that is added to the index to establish the interest rate on each adjustment date, subject to any limitations on the interest rate change.
master association
A homeowners' association in a large condominium or planned unit development (PUD) project that is made up of representatives from associations covering specific areas within the project. In effect, it is a "second-level" association that handles matters affecting the entire development, while the "first-level" associations handle matters affecting their particular portions of the project.

maturity
The date on which the principal balance of a loan, bond, or other financial instrument becomes due and payable.

maximum financing
A mortgage amount that is within 5 percent of the highest loan-to-value (LTV) percentage allowed for a specific product. Thus, maximum financing on a fixed-rate mortgage would be 90 percent or higher, because 95 percent is the maximum allowable LTV percentage for that product.

merged credit report
A credit report that contains information from three credit repositories. When the report is created, the information is compared for duplicate entries. Any duplicates are combined to provide a summary of a your credit.

modification
The act of changing any of the terms of the mortgage.

money market account
A savings account that provides bank depositors with many of the advantages of a money market fund. Certain regulatory restrictions apply to the withdrawal of funds from a money market account.

money market fund
A mutual fund that allows individuals to participate in managed investments in short-term debt securities, such as certificates of deposit and Treasury bills.

monthly fixed installment
That portion of the total monthly payment that is applied toward principal and interest. When a mortgage negatively amortizes, the monthly fixed installment does not include any amount for principal reduction.

monthly payment mortgage
A mortgage that requires payments to reduce the debt once a month.

mortgage
A legal document that pledges a property to the lender as security for payment of a debt.

mortgage banker
A company that originates mortgages exclusively for resale in the secondary mortgage market.

mortgage broker
An individual or company that brings borrowers and lenders together for the purpose of loan origination. Mortgage brokers typically require a fee or a commission for their services.

mortgagee
The lender in a mortgage agreement.

mortgage insurance
A contract that insures the lender against loss caused by a mortgagor's default on a government mortgage or conventional mortgage. Mortgage insurance can be issued by a private company or by a government agency such as the Federal Housing Administration (FHA). Depending on the type of mortgage insurance, the insurance may cover a percentage of or virtually all of the mortgage loan. See private mortgage insurance (MI).

mortgage insurance premium (MIP)
The amount paid by a mortgagor for mortgage insurance, either to a government agency such as the Federal Housing Administration (FHA) or to a private mortgage insurance (MI) company.

mortgage life insurance
A type of term life insurance often bought by mortgagors. The amount of coverage decreases as the principal balance declines. In the event that the borrower dies while the policy is in force, the debt is automatically satisfied by insurance proceeds.

mortgagor
The borrower in a mortgage agreement.

multidwelling units
Properties that provide separate housing units for more than one family, although they secure only a single mortgage.

multifamily mortgage
A residential mortgage on a dwelling that is designed to house more than four families, such as a high-rise apartment complex.



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Nützliche Hilfmittel:

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» Umrechnungstabellen
» USA Immobilien-Blog
» Hypothek in USA
» Hypothek Rechner
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» Immobilien Glossar in USA
» Abkürzungen in USA
» Verbraucherlinks in USA

Allgemeine Informationen:

» USA - Informationen
» USA - Behörden
» USA - News
» USA - Immobilien Blog


Wichtig zu Wissen !

Wussten Sie, dass in den meisten Staaten der USA:
- der Makler, der eine Immobilie gelistet hat nur die alleinigen Interessen der Verkäufer vertreten darf ?
- der Immobilienkäufer ein Anrecht auf seinen eigenen Käufer-Makler hat, der nur die Interessen des Käufers vertritt ?
- die Interessen des Käufers nicht vom Immobilienmakler vertreten werden können, wenn kein schriftlicher Vertrag zwischen dem Käufer und Käufer-Makler exisitiert ?
- wenn kein schriftlicher Vertrag zwischen dem Käufer und dem eigenen Käufer-Makler exisitiert, der Käufer-Makler weiterhin die Interessen des Immobilien-Verkäufers vertreten muss?
- der Käufer-Makler für den Käufer kostenlos ist ? ( mit wenigen Ausnahmen)
- wir sie beim Kauf oder Verkauf ihrer Immobilie in den USA kostenlos unterstützen können ?
- wir ihnen ihre Fragen zu USA Immobilien gerne beantworten ?

Rufen sie uns an oder senden sie uns ein Email !