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TransDomo,LLC
Flavia & Klaus Westerwelle
Real Estate Consulting
Agent Referral Center
155 Augusta National Ct
Kiawah Island, South Carolina 29455
U.S.A.

Direct: USA-240-813-8472
Email: »Email

Sprachen: English, German


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Lizensierte Immobilienmakler im Staat South Carolina, USA - seit 2005


Bitte rufen Sie uns an oder senden Sie uns ein »Email wenn Sie daran denken in den USA eine Immobillie zu kaufen oder verkaufen..


Hinweis:
Ab und zu müssen wir feststellen, dass E-mails nicht bei uns eintreffen. Wir beantworten unsere E-mails immer innerhalb von 48 Stunden. Sollten Sie in diesem Zeitraum
keine Antwort von uns erhalten, möchten wir Sie bitten uns Ihr E-mail nochmals zuzusenden oder uns anzurufen. Herzlichen Dank !
Ihre Immobilienmakler in den USA


Immobilien Glossar


A B C D E F G H I J K L M N O P Q R S T U V W X Y Z


-P-


coming soon in German

partial payment
A payment that is not sufficient to cover the scheduled monthly payment on a mortgage loan.

payment change date
The date when a new monthly payment amount takes effect on an adjustable-rate mortgage (ARM) or a graduated-payment adjustable-rate mortgage (GPARM). Generally, the payment change date occurs in the month immediately after the adjustment date.

periodic payment cap
For an adjustable-rate mortgage (ARM), a limit on the amount that payments can increase or decrease during any one adjustment period. See cap.

periodic rate cap
For an adjustable-rate mortgage (ARM), a limit on the amount that the interest rate can increase or decrease during any one adjustment period, regardless of how high or low the index might be. See cap.

personal property
Any property that is not real property.

PITI
See principal, interest, taxes, and insurance (PITI).

PITI reserves
A cash amount that a borrower must have on hand after making a down payment and paying all closing costs for the purchase of a home. The principal, interest, taxes, and insurance (PITI) reserves must equal the amount that the borrower would have to pay for PITI for a predefined number of months.

planned unit development
See PUD.

point
A one-time charge by the lender for originating a loan. A point is 1 percent of the amount of the mortgage.

power of attorney
A legal document that authorizes another person to act on one's behalf. A power of attorney can grant complete authority or can be limited to certain acts and/or certain periods of time.

prearranged refinancing agreement
A formal or informal arrangement between a lender and a borrower wherein the lender agrees to offer special terms (such as a reduction in the costs) for a future refinancing of a mortgage being originated as an inducement for the borrower to enter into the original mortgage transaction.

preforeclosure sale
A procedure in which the investor allows a mortgagor to avoid foreclosure by selling the property for less than the amount that is owed to the investor.

prepayment
Any amount paid to reduce the principal balance of a loan before the due date. Payment in full on a mortgage that may result from a sale of the property, the owner's decision to pay off the loan in full, or a foreclosure. In each case, prepayment means payment occurs before the loan has been fully amortized.

prepayment penalty
A fee that may be charged to a borrower who pays off a loan before it is due.

pre-qualification
The process of determining how much money a prospective home buyer will be eligible to borrow before he or she applies for a loan.

prime rate
The interest rate that banks charge to their preferred customers. Changes in the prime rate influence changes in other rates, including mortgage interest rates.

principal
The amount borrowed or remaining unpaid. The part of the monthly payment that reduces the remaining balance of a mortgage.

principal balance
The outstanding balance of principal on a mortgage. The principal balance does not include interest or any other charges. See remaining balance.

principal, interest, taxes, and insurance (PITI)
The four components of a monthly mortgage payment. Principal refers to the part of the monthly payment that reduces the remaining balance of the mortgage. Interest is the fee charged for borrowing money. Taxes and insurance refer to the amounts that are paid into an escrow account each month for property taxes and mortgage and hazard insurance.

private mortgage insurance (MI)
Mortgage insurance that is provided by a private mortgage insurance company to protect lenders against loss if a borrower defaults. Most lenders generally require MI for a loan with a loan-to-value (LTV) percentage in excess of 80 percent.

promissory note
A written promise to repay a specified amount over a specified period of time.

public auction
A meeting in an announced public location to sell property to repay a mortgage that is in default.

PUD - Planned Unit Development
A project or subdivision that includes common property that is owned and maintained by a homeowners' association for the benefit and use of the individual PUD unit owners.

purchase and sale agreement
A written contract signed by the buyer and seller stating the terms and conditions under which a property will be sold.

purchase money transaction
The acquisition of property through the payment of money or its equivalent.



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Nützliche Hilfmittel:

» USA Immobilien on Facebook
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» US Immobilien Pinterest

» Umrechnungstabellen
» USA Immobilien-Blog
» Hypothek in USA
» Hypothek Rechner
» Währungsumrechner
» Kostenlose Informationen
» Immobilien Glossar in USA
» Abkürzungen in USA
» Verbraucherlinks in USA

Allgemeine Informationen:

» USA - Informationen
» USA - Behörden
» USA - News
» USA - Immobilien Blog


Wichtig zu Wissen !

Wussten Sie, dass in den meisten Staaten der USA:
- der Makler, der eine Immobilie gelistet hat nur die alleinigen Interessen der Verkäufer vertreten darf ?
- der Immobilienkäufer ein Anrecht auf seinen eigenen Käufer-Makler hat, der nur die Interessen des Käufers vertritt ?
- die Interessen des Käufers nicht vom Immobilienmakler vertreten werden können, wenn kein schriftlicher Vertrag zwischen dem Käufer und Käufer-Makler exisitiert ?
- wenn kein schriftlicher Vertrag zwischen dem Käufer und dem eigenen Käufer-Makler exisitiert, der Käufer-Makler weiterhin die Interessen des Immobilien-Verkäufers vertreten muss?
- der Käufer-Makler für den Käufer kostenlos ist ? ( mit wenigen Ausnahmen)
- wir sie beim Kauf oder Verkauf ihrer Immobilie in den USA kostenlos unterstützen können ?
- wir ihnen ihre Fragen zu USA Immobilien gerne beantworten ?

Rufen sie uns an oder senden sie uns ein Email !