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TransDomo,LLC
Flavia & Klaus Westerwelle
Real Estate Consulting
Agent Referral Center
155 Augusta National Ct
Kiawah Island, South Carolina 29455
U.S.A.

Direct: USA-240-813-8472
Email: »Email

Sprachen: English, German


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Lizensierte Immobilienmakler im Staat South Carolina, USA - seit 2005


Bitte rufen Sie uns an oder senden Sie uns ein »Email wenn Sie daran denken in den USA eine Immobillie zu kaufen oder verkaufen..


Hinweis:
Ab und zu müssen wir feststellen, dass E-mails nicht bei uns eintreffen. Wir beantworten unsere E-mails immer innerhalb von 48 Stunden. Sollten Sie in diesem Zeitraum
keine Antwort von uns erhalten, möchten wir Sie bitten uns Ihr E-mail nochmals zuzusenden oder uns anzurufen. Herzlichen Dank !
Ihre Immobilienmakler in den USA


Immobilien Glossar


A B C D E F G H I J K L M N O P Q R S T U V W X Y Z


-T-


coming soon in German

tenancy by the entirety
A type of joint tenancy of property that provides right of survivorship and is available only to a husband and wife. Contrast with tenancy in common.

tenancy in common
A type of joint tenancy in a property without right of survivorship. Contrast with tenancy by the entirety and with joint tenacy.

tenant-stockholder
The obligee for a cooperative share loan, who is both a stockholder in a cooperative corporation and a tenant of the unit under a proprietary lease or occupancy agreement.

third-party origination
A process by which a lender uses another party to completely or partially originate, process, underwrite, close, fund, or package the mortgages it plans to deliver to the secondary mortgage market. See mortgage broker.

title
A legal document evidencing a person's right to or ownership of a property.

title company
A company that specializes in examining and insuring titles to real estate.

title insurance
Insurance that protects the lender (lender's policy) or the buyer (owner's policy) against loss arising from disputes over ownership of a property.

title search
A check of the title records to ensure that the seller is the legal owner of the property and that there are no liens or other claims outstanding.

total expense ratio
Total obligations as a percentage of gross monthly income. The total expense ratio includes monthly housing expenses plus other monthly debts.

trade equity
Equity that results from a property purchaser giving his or her existing property (or an asset other than real estate) as trade as all or part of the down payment for the property that is being purchased.

transfer of ownership
Any means by which the ownership of a property changes hands. Lenders consider all of the following situations to be a transfer of ownership: the purchase of a property "subject to" the mortgage, the assumption of the mortgage debt by the property purchaser, and any exchange of possession of the property under a land sales contract or any other land trust device. In cases in which an inter vivos revocable trust is the borrower, lenders also consider any transfer of a beneficial interest in the trust to be a transfer of ownership.

transfer tax
State or local tax payable when title passes from one owner to another.

Treasury index
An index that is used to determine interest rate changes for certain adjustable-rate mortgage (ARM) plans. It is based on the results of auctions that the U.S. Treasury holds for its Treasury bills and securities or is derived from the U.S. Treasury's daily yield curve, which is based on the closing market bid yields on actively traded Treasury securities in the over-the-counter market. See adjustable-rate mortgage (ARM).

Truth-in-Lending
A federal law that requires lenders to fully disclose, in writing, the terms and conditions of a mortgage, including the annual percentage rate (APR) and other charges.

two-step mortgage
An adjustable-rate mortgage (ARM) that has one interest rate for the first five or seven years of its mortgage term and a different interest rate for the remainder of the amortization term.

two- to four-family property
A property that consists of a structure that provides living space (dwelling units) for two to four families, although ownership of the structure is evidenced by a single deed.

trustee
A fiduciary who holds or controls property for the benefit of another.



 Copyright © 2005-2012 Flavia Westerwelle / All Rights Reserved
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Nützliche Hilfmittel:

» USA Immobilien on Facebook
» USA Immobilien auf Twitter
» US Immobilien Pinterest

» Umrechnungstabellen
» USA Immobilien-Blog
» Hypothek in USA
» Hypothek Rechner
» Währungsumrechner
» Kostenlose Informationen
» Immobilien Glossar in USA
» Abkürzungen in USA
» Verbraucherlinks in USA

Allgemeine Informationen:

» USA - Informationen
» USA - Behörden
» USA - News
» USA - Immobilien Blog


Wichtig zu Wissen !

Wussten Sie, dass in den meisten Staaten der USA:
- der Makler, der eine Immobilie gelistet hat nur die alleinigen Interessen der Verkäufer vertreten darf ?
- der Immobilienkäufer ein Anrecht auf seinen eigenen Käufer-Makler hat, der nur die Interessen des Käufers vertritt ?
- die Interessen des Käufers nicht vom Immobilienmakler vertreten werden können, wenn kein schriftlicher Vertrag zwischen dem Käufer und Käufer-Makler exisitiert ?
- wenn kein schriftlicher Vertrag zwischen dem Käufer und dem eigenen Käufer-Makler exisitiert, der Käufer-Makler weiterhin die Interessen des Immobilien-Verkäufers vertreten muss?
- der Käufer-Makler für den Käufer kostenlos ist ? ( mit wenigen Ausnahmen)
- wir sie beim Kauf oder Verkauf ihrer Immobilie in den USA kostenlos unterstützen können ?
- wir ihnen ihre Fragen zu USA Immobilien gerne beantworten ?

Rufen sie uns an oder senden sie uns ein Email !